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Appraisal services for Santa Clarita/Stevenson Ranch and Los Angeles County homeowners
See the top seven reasons why California homeowners order from All Value Appraisal Service:
- To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
- Challenge a property tax assessment
- Remove PMI to cut their mortgage payment
- To reinstate your Home Equity Line of Credit (HELOC)
- Verify another appraiser's report
- In the case of a divorce in the state of California, when real estate property needs to be divided
- To determine the true market value of a property to settle an estate
We at All Value Appraisal Service understand the special needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at All Value Appraisal Service, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that's declining. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from All Value Appraisal Service is your chief weapon when challenging your property tax assessment.
Appraisals to remove PMIA fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At All Value Appraisal Service, we're veterans in helping consumers just like you rid yourselves of undesirable PMI insurance.
Recently got a freeze to your HELOC?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. An efficient appraisal from All Value Appraisal Service can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home.
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